Protecting your Health and Safety at Work
Our Occupational Hazard Scheme is designed to protect workers from the financial and physical impacts of work-related hazards. Whether you are injured on the job, traveling for work, or affected by an occupational disease, we’ve got you covered.
Occupational Hazard Covers
RSSB protects you when you are at work, travelling to work or on a work related journey. This insurance also covers an occupational disease that is caused by work.Medical Care
Receive comprehensive medical treatment for work-related injuries or illnesses.
Daily Sickness Allowances
Get compensated during periods of sickness caused by work.
Incapacity Social Security Benefits
Get support and social security benefits if you are unable to work.
Incapacity Lump Sum Benefits
Receive a lump sum payment if you suffer permanent incapacity due to a work-related incident.
Survivors Benefits
Provide financial support for your dependents in the event of a work-related fatality.
SCHEMEIn Numbers
100+
per month200M
per month3000+
Categories of benefits
Explore the different categories of benefits available to you with a comprehensive support that ensures you maximize your entitlements.Temporary Incapacity
Receive 75% of your average daily earnings from the last three months if you are temporarily incapacitated. This benefit is payable until full recovery or until a certificate of permanent incapacity is issued, for a maximum of 180 days.Partial Permanent Incapacity
For those with partial permanent incapacity, benefits are provided according to the degree of incapacity. If the incapacity is at least 15%, you will receive a percentage of the full pension proportionate to your degree of incapacity. If the incapacity is less than 15%, a lump sum payment equivalent to three years’ pension based on your degree of incapacity will be awarded.Permanent Incapacity
In cases of permanent incapacity, you are entitled to a pension equal to 85% of your average monthly earnings from the last three months. This ensures long-term financial support, reflecting your contributions and providing stability for your future.How are Survivors allowances calculated
The survivor’s allowances are fixed percentages of salary, as follows:
- 30% for the widow or widower
- 15% for each child of the father or mother (with the other remaining parent surviving)
- 20% for each child of father and mother (with both parents deceased)
- 10% for each direct or adopted parent
Don’t just take our word for it. The Occupational Hazard has aided members
“ As a nurse in a busy hospital, I am constantly exposed to various occupational hazards. Last year, I contracted a severe infection while caring for a patient. The infection required extensive treatment and a prolonged period of leave from work. Thanks to the occupational hazard scheme, all my medical expenses were covered, and I received compensation for the time I was unable to work.
How Do I Claim Benefits
Easily navigate the process of claiming your medical benefits with our step-by-step process.Report the Incident
- Inform your employer and the area labor inspector immediately.
- Provide detailed information about the circumstances of the accident, including the location, eyewitnesses, and any third party responsible for the accident.
Accident Declaration
Once all necessary information is received, your employer will complete the accident declaration form (A1) in six copies.
Medical Certification
- Have the attending doctor fill out the medical certificate detailing the initial state of your injury (A2).
- Ensure the doctor provides RSSB with a medical certificate for any extension of incapacity every 30 days, not exceeding a total of 150 days.
Employer Notification
Inform your employer to submit a receipt of payment or non-payment to RSSB.
Completion of Treatment
After your treatment, request your doctor to complete the certificate of healing and consolidation of injuries (A5)
Keep Records
Carefully keep all bills for medical treatment or food provided by the hospital for reimbursement purposes.